Special vehicle modifications for people with disabilities can help keep you on the road. Here’s a comprehensive guide to help properly equip your vehicle.
People with disabilities can have specialized vehicle modifications installed in their cars. These modifications keep drivers with disabilities on the road and create more accessible vehicles. Common modifications include seat belt adjustments, safety bars and straps, ramps, swivel seats, and hand controls.
There are many options when it comes to adapting and modifying a vehicle. From chair lifts to hand controls, there are modifications for nearly every need.
There are many accelerators and pedal modifications to assist people with disabilities. These modifications can help:
To help drivers with entering or exiting the car, assist straps are a worthy option. These devices strap around a vehicle’s window frame through a front or back door. Drivers or passengers can then use these straps to pull themselves up and out of the vehicle.
Assist straps are only to be used before the vehicle is started. They must be removed from the frame before driving begins.
Amputee rings are another form of simple car modification. They are designed for drivers with below-elbow amputations. The rings clamp onto a steering wheel. The driver then attaches their prosthetic to the wheel for steering.
Hand controls allow drivers to control the vehicle’s acceleration and braking with just their hands. Controlled by a hand lever, these mechanical systems attach to the foot pedals. Typically, these controls are operated by the left hand. The right hand steers, shifts, and operates the car’s other systems.
There are many styles of hand controls:
Ramps and lifts are perfect for drivers that use wheelchairs and scooters. As the name suggests, these devices will lift and secure a mobility device inside or onto the vehicle.
A similar system is used with ramps and docking systems. Instead of using a lift to bring a device and driver into the car, the mobility device is driven up a ramp. There, it then locks into the docking station. These systems are often used with power-operated wheelchairs. They can then act as a standard vehicle seat once secured in place.
Adaptive seat modifications can be used to assist drivers in and out of a vehicle. Powered transfer seats can swivel, rotate, and lift in many directions. This allows drivers to easily transfer into their seats. Some seat adaptations will even extend out of the vehicle and allow a driver to easily get into the seat. Then, they retract the seat back into the vehicle and the driver is ready to go.
There are options for people with limited ability to transfer out of a wheelchair. Wheelchair restraints and docking systems can secure the wheelchair to the floor of the vehicle. Once secured, it is locked in place like a standard car seat.
Seat belt adjustments are also popular. They include torso restraints and lap belts for extra safety.
There are many steering adjustments that make it easier and safer for a person with disabilities to drive.
There are also complete steering system redesigns. They can include foot-operated steering wheels, joysticks, and even acceleration/brake control. These systems can be customized to a drivers’ comfort and their specific abilities, but they are often the most expensive option.
Adapted vehicles allow people with disabilities to drive with improved safety and comfort, but some of these systems can be pricey. In fact, it can cost upwards of $80,000 for a new, adapted vehicle. There are assistance programs that can help reduce these costs, but it is beneficial to look at the various options for each system. A driver will have to determine which modifications work best for their driving situation.
Larger modifications, such as lifts and ramps, will always cost the most — sometimes more than $30,000. But many drivers will be able to use cheaper devices, such as steering knobs and specialized seat cushions. These assistive devices will make their vehicles accessible and safe to drive for under $100 in some circumstances.
It is also important to keep in mind the continued costs associated with vehicle modifications. The added weight to the car will increase the wear and tear on the tires. Routine car maintenance will help ensure the vehicle is in top shape and that the modifications are functioning as intended.
| Modification | Price |
|---|---|
| Accelerators and pedal modifications | $100-$1200 |
| Assistance straps | $10-$50 |
| Amputee rings | $80-$400 |
| Hand controls (push-pull devices) | $150-$1500 |
| Scooter and wheelchair lifts | $1500-$4000 |
| Scooter and wheelchair ramps | $500-$30,000 |
| Seat belt adjustments | $30-$400 |
| Seat adjustments | $10,000 |
| Steering wheel knobs | $10-$300 |
Disclaimer: This data is an average of available products from a variety of manufacturers. It is meant to give an idea. Every person, vehicle, and specific accessibility need will be unique. As such, expect the cost of equipment and installation to vary based on the manufacturer, item need, or even the type of vehicle involved.
Fortunately, there are plenty of manufacturer discounts and rebates for adaptive equipment. Many vehicle manufacturers offer up to $1,000 reimbursement for the installation of adaptive equipment. Meanwhile, different equipment manufacturers can provide similar rebates on the equipment itself.
Those looking for adaptive equipment should shop at a medical equipment provider. These vendors often participate in Medicare and Medicaid and work with state programs that provide financial help for assistive technology.
Alternatively, used equipment is often much cheaper than new. Many programs and tools exist to help people find the specific equipment they may be looking for. But, as with any second-hand equipment, buyers must do their due diligence. Often, warranties won’t carry over to a new owner. Be sure to have any piece evaluated by a professional before purchasing. And make sure the items work with your existing vehicle.
When looking for an adaptable car, there are plenty of specific details to consider. The vehicle should be able to handle the extra weight and capacity of the modifications. Additionally, a new vehicle should already come with many standard accessibility features. These include dashboard-mounted ignition, omni-directional seat adjustment, and entry/exit support handles.
The following makes and models are considered great options for drivers with disabilities. Their unique specifications make them ideal for adaptive equipment.
It’s becoming more and more workable for people to modify existing vehicles. Still, there’s an appeal to buying specialized vehicles or trading in your old car for a model that’s better suited for upgrades.
A new vehicle will allow you to incorporate the exact modifications you require, tailored to your specific needs. By shopping for a new (or new to you) vehicle, you can ensure that it will be large and strong enough to fit the equipment you need. The downside of purchasing a vehicle is the price.
Alternatively, you can adapt your existing vehicle to meet your needs. This is typically cheaper since you don’t need to purchase a new car. However, there are some downsides. Not every car is suitable for all adaptive systems.
If your car isn’t suitable, trading in an existing vehicle can offset some of the expense. If money isn’t a factor, consider recycling or donating your old car — especially if it has existing modifications that another person with disabilities could make use of.
You can also look at other cost-saving steps, such as purchasing used tires. Used tires from reputable sources can save you money. And those funds can be better used on modifications.
Ultimately, the choice will come down to each person’s needs.
Once you have a vehicle that is adapted and ready to drive, it’s time to get your license. But, it is a more involved process than the standard path to a driver’s license.
A disability is not a legal reason to deny a person a license. By starting with a physician and rehabilitation specialist, you prove that you have shown the necessary ability to drive a car. Of course, depending on your disability, you might be granted a restricted license. These restrictions can require corrective eyeglasses must always be worn. Other hearing-alternative car alerts can be installed.
If all of these are met and training is passed, you will be well on your way to becoming a driver.
Once you and your physician have determined you are able to drive, you’ll need to work with a driver rehabilitation specialist. These individuals will test the driver and the adapted vehicle. These evaluations look at many factors, including:
The specialist will work with the individual to ensure their vehicle, equipment, and abilities are suitable and working.
These specialists work with people of all needs, ages, and disabilities. To find an evaluator, look in the national databases that list all accredited specialists.
Once you’ve ensured that you and your vehicle are ready for the road, you must take a driving evaluation. Registering for an evaluation starts with searching for a specialist. Each will have different processes for registering.
During the evaluation, the driver will be tested on their ability to both drive and use the adapted equipment in the vehicle. This includes reaction times and decision making, as well as vision and other physical abilities.
The specialist will often suggest adaptive solutions that will make you a better driver. This can range from wheelchair lifts to electronic driving systems. Based on the equipment used, evaluations can take between three and eight hours.
Any discrimination against people with disabilities is illegal. The Americans with Disabilities Act ensures that insurance companies cannot deny car insurance because of a disability or due to the use of adaptive equipment.
The ADA has been in place since 1990. Since then, it has protected people with disabilities. In addition to protections against discrimination in the area of insurance, the ADA prohibits discrimination based on disability in the following areas:
With that being said, some disabilities will affect insurance rates and amounts. While the disability itself won’t cause a price increase, the needed modifications to the vehicle may. For example:
Getting car insurance as a person with a disability is nearly the same as a person without a disability. Premiums will be influenced by any verifiable risks and any changes in vehicle value that the disability or adapted modifications bring.
Aside from this, the process is the same. Be sure to shop around for the best rates. Look for discounts or rebates offered for driving modified vehicles.
In addition to rebates and discounts for modifications, there are other ways to save on insurance costs. All drivers should shop around before purchasing insurance. Different providers will offer different rates and premiums; so, naturally, the best insurance provider for you will vary depending on your needs and other factors, with or without a disability.
In most cases, car insurance will cover adaptive equipment. This includes after-market additions and other modifications needed to drive. Insurance can also cover temporary transportation if your main vehicle is being serviced. Additionally, some car insurance will cover any specialized non-vehicle equipment damaged in a car accident. This can include wheelchairs and scooters.
Equipping a vehicle with adaptive equipment can be expensive. And not everyone will qualify for discounts, rebates, or even insurance coverage. In that case, there are options for financial assistance to cover the costs of equipment.
State grants are one way for people to receive the funding they need for an adapted vehicle. Every state will have different authorities and grant sources, so it is important to do the necessary research. However, most grants come from ADA centers, disability foundations, and other statewide disability councils.
These grants often provide direct funding to cover some or all of the necessary upgrade costs. Grants can even cover the cost of an entire vehicle.
Qualifying needs are determined by the grant providers. Not everyone who applies will qualify or be selected. But, as grants are gifts and have no repayment terms, they are compelling opportunities for extra assistance.
Aside from grants, there are several other options for financial assistance. Medicare Part B and Medicaid can both cover vehicle modifications. The modifications have to count as durable medical equipment. Individuals and vehicles are subject to an initial evaluation to ensure the equipment is medically necessary. This can be corroborated with physicians’ prescriptions and other documentation.
Medicaid is run at a state level, so each state will have different subcategories and allowances for different financing needs. Be sure to look at your state’s specific rules.
VA benefits can also cover vehicle modifications. To be eligible, individuals must have a disability related to their military service. In addition, other specific conditions must be met, including:
VA benefits provide up to $21,488.29 to buy a specially-equipped vehicle. There are also extra grant opportunities for further modification. This includes lift equipment and power steering.
Finally, there are state-based financial programs to help individuals with disabilities. State vocational rehabilitation agencies often provide vehicle modification assistance. This assistance is usually through grants and loans.
Equipping a vehicle with adaptive modifications is a personalized process. Many questions will arise during the process. Fortunately, there are many resources to help drivers with disabilities. The following sources are full of information.
There are many options for modifying your vehicle to fit your needs. If you’re unsure, use these resources to help guide the process.
