Home loans

Whether you're buying, investing or refinancing, we have a home loan to suit your needs.

Calculate your interest and repayments

Get a personalised snapshot of your mortgage, by entering your property details. We'll show you your bespoke interest rate and repayment amount.

Explore our home loans

Find the right home loan for your situation, with all the features you need.

Enquire now

Ready to apply for one of our home loans? Fill in our online form to enquire today.

Find the right home loan for you

Refinancing your home

Switch your existing home loan to one that works better for you.

Investing in property

Explore property investment with HSBC.

Buying your first home

We're here to help you open the door to a place of your own with our range of home loans.

Everything you need to know about mortgages

Our articles can help you learn about different types of mortgages, find out how much to borrow, and more.

Should you refinance your home loan?

Learn more about the benefits of refinancing your home loan, and how to get started.

Thinking of buying your first home?

It can be hard to know how to get started – we're here to help make the process of becoming a first home buyer easier.

Fixed vs variable: what types of home loans are there?

Learn about the different types of home loans so you understand what your options are.

How long does it take to refinance a home loan?

Find out the expected timeline for refinancing your home loan and what you can do to speed it up.

Your guide to property investment

Investing in property sounds like a great opportunity, but how do you actually get started?

Tools to help you choose

Home Loan Borrowing Power Calculator

Find out roughly how much you might be able to borrow for a home loan.

Stamp Duty Calculator

Find out how much the stamp duty might be on the property you're interested in.

Home Loan Repayment Calculator

See how much your home loan repayments might be – this is a good place to start if you have an estimated property price.

Award-winning home loans

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Our award-winning Home Value Loan has won multiple awards, including Canstar's 5-star rating for Outstanding Investment Variable Home Lender and Mozo's First Home Buyer Loan Award[@mortgages-award-explanation]